How does it work?
Once you have completed the application, your loan will be deposited directly in the same account where payments will be withdrawn, according to the payment frequency determined upon signing the contract.
We will not automatically renew your loan.
Ready To Helpoffers to its customers :
- Annual interest rate of 20% (APR)
- Any default in payment shall bear interest at the rate of 20% and, in case of formal notice, action, application, request and/or pursuit, the customer agrees and accepts to pay an additional amount equal to 20% of capital owed as damages liquidity and pay extrajudicial fees incurred by Ready To Help.
- A membership fee of 20$ / week is applicable when obtaining a loan.
Reliable account collection service
Our account collection service uses recognized and reliable methods. If you miss a payment, our collection agents will contact you to make arrangements for payment. There are many ways that arrangements can be made, at their sole discretion. If you do not fulfill your agreements with our collection agents, your case will be handed over to an outside firm and there will not be any more agreement with our perception department.
Any amount due will be collected until full amount has been repaid according to applicable laws.
Responsible loan policy
Applications will be submitted to a process where the client’s record is analyzed in order to make sure he is capable of reimbursing the loan. This process includes, but not limited to: verifying that the applicant’s salary is sufficient and verifying that the applicant does not have short term loans in progress causing him to be incapable of repaying his loan in due time. If one of these reasons turns out to be true, the application could result in a refusal.
Always keep in mind that a short term loan generates higher interest than a loan in your local financial institution. We recommend they be used as little as possible and in cases where the applicant has no other option or cannot obtain a loan at a smaller interest rate. If used responsibly, short term loans can prove to be the right solution for you, considering your financial emergency. Taking multiple short term loans with multiple companies of this type can lead to excessive debt and cause great financial problems. Please borrow responsibly.